Credit card may be the cause of convenience or a way to bring in problems while traveling
Credit card may be the cause of convenience or a way to bring you problems in the travel
When you arrive at the intended destination after a long planning and there at the airport with your family and happiness looks on the faces of family members, you are assured and carry some cash and a credit card and the card also ATM to withdraw extra cash when needed tend to take the suitcases and you end the routine procedures and then moved happily to the intended office to receive the car you've rented, you are asked an employee credit card provided to him is trying to withdraw money, but the employee offers to apologize to you to reject the process you reply to the possibility of paying in cash, but the employee asks you to provide a valid card can be accepted cash .. from here the problems begin from the first day if you do not take financial matters seriously and knowledge of all things related to credit card and in the travel does not have the field to consult or re-planning, especially when there is a family and children, but must precautions be available and used the event of any circumstance and I will discuss here are some points that you Bastkhalasa from previous experiences for me and friends and I here talking about credit cards and not for pre-paid cards and there is a clarification on the difference between the cards at the end of the article
before traveling
I think it is better to carry three credit cards, and I'm going to explain the reasons in the private part while traveling
Preferably get a different card if the card is MasterCard and American Express Card or Visa.
Before traveling you can request to raise the credit limit to get enough capacity at the request of the amount of insurance reserve and that is usually when booking a car and so on.
Some credit card companies - the respectable ones - at the request notify them before you travel for the destination you want to travel to are not taken to stop the card suddenly and so believing that a stolen card because good companies follow up existing operations and when there is an external process is shut down the card until the check so it is best to contact the company or the bank before you travel and notify them so.
Write down the card data in a safe place and contact numbers for contacting international support in order to connect when needed or when the card is lost or stolen because God forbid free numbers that begin with 800 will not work certainly from the outside.
Cards vary the exchange rate which is the amount of currency teams and you can be sure the card issuer before you travel and proportions vary slightly among the other company.
Some credit cards offer insurance service for travel and so when you make a specific process eg a companies offer insurance service when booking tickets to the destination in the event of a delay in the flight or cancel the trip and also when the theft of baggage (not to lose it) is compensated addition when exposure to theft can seek compensation for what has been stolen and all Maatalb therefore make a formal application in addition to a documented report of the incident by the party responsible such as the police and others.
Do not forget that you sign on the card from the back and some parties are rejecting the card in the absence of a signature, even if you sign in front of him and ask another card signed and I remember in one of times you buy from a known shop and during the presentation of my card was rejected even though they signed under the pretext of lack of clarity of the signature and you clarification the time factor surveyed signature landmarks not convinced and provided a replacement card and then made sure that the signature is always clear all the cards.
While traveling
When you carry more than one card preferably with a card in a safety deposit box, in case of exposure to theft or loss God forbid this possibility and carry two cards while on the move because the card may not work sometimes or may not be supported by the merchant during the procedure are using backup card
The worst behavior is to use the card without having the ability to repay the credit benefits and then engage in usurious transactions and falling into the trap of benefits so you should be spending of cards built on a full ability to repay during the vesting period and not on random exchange method.
The cash withdrawals from credit card can not be devoid of entering into asthma treatment because all the cards you drag a fixed percentage of the amount withdrawn must therefore secure cash (Cache) in a non-credit card.
Keep your receipts, especially in the large purchasing operations in order to take advantage of them when there is a problem later.
In some restaurants and cafes in the customary States to pay Albkhchih for their workers (Canada, for example) and when your payment credit card There never let this field blank particular amount you're willing to pay Kpkhchih box so that these items are not fraud, even if you pay the Albkhchih cash and you can write that Albkhchih on the table or the like of the phrases in the provision on the invoice place.
Do not to allow the card to take your eye away from where it is easy to card data recorded in the case disappeared from the eye and then use your data in the fraud and may also be exploited by passing the card with your negligence you save your card data.
It never is not recommended using a credit card in the small and unknown shops and prefer to pay in cash to avoid any scam
Credit card and prepaid card
Credit Card is the card that comes with advance without having to pay the amount from your account and payment is made when issuing the statement and have these cards much credit can not be bypassed, while prepaid which are without balance cards and shipped when the desire to use and provides only the amount corresponding to the amount that you cum card option is good may be and may cause some problems, unexpected and that is particularly the amounts that are booked as a deposit and the example of this when booking a hotel and arrange your accounts on the basis that the cost is 10 thousand riyals to stay some hotels withdraw the amount of accommodation in full and add the percentage ranging from 20 % and up to 50% of the actual cost for each night, which means the withdrawal of an additional amount was not taken into account and is used to this amount reserved in the event of your use of any of the hospitality services of the hotel as the restaurant or attitudes or other means to ensure payment in case you do not use any of the services are refund after a period of discharge from the hotel to the card, I would like to note here also that prepaid cards are not taken when accepting some quarters like most car rental companies and some hotels do not expect that the interviewer some of the staff with a smile when you see this card.
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